Library · Finance

Switch banks

A ready-made journey for anyone who wants to switch banks: 7 steps, about 3.6 hours in all, in an order that works — work steps of 30 minutes or less, with real-world sessions kept whole.

Opens in Nextep with a two-minute first step lit. Free, and no account needed to begin.

When it's useful

When you have decided to switch banks but the first move is fuzzy. Nextep shows one step at a time, keeps the rest in order, and never calls anything overdue — a day that slips simply becomes today.

The steps

1. 1List every payment in and out of the old account45 min
2. 2Compare the switch offers30 min
3. 3Open the new account30 min
4. 4Start the switch service or move payments manually45 min
5. 5Update your employer and any direct debits30 min
6. 6Keep the old account open for one cycle15 min
7. 7Close the old account20 min

Work steps over 30 minutes are split into parts when you start, so they fit somewhere in a day; sessions — a run, an appointment, a call — stay whole.